CMHC-Backed Multi-Family Homes

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Hybrid Mortgage

Author: Canadian Tailored Mortgage Solutions | Nov 15, 2023

A hybrid mortgage combines aspects of both fixed-rate and adjustable-rate mortgages. It typically starts with a fixed rate for an initial period (e.g., five years) and then transitions to an adjustable rate. This option provides a balance between stability and flexibility, allowing you to take advantage of potential interest rate decreases in the future.